South Africa loan guides

Learn how to check an online loan company, compare the full cost and prepare for a South African credit application. Start with the online-loan comparison, personal loans or the company directory.

How to compare the total cost of a South African loan

Two loans with the same headline amount can cost different amounts to repay. The useful comparison is the cash you actually receive, every fee and ...

Online loan application checklist for South Africa

An online application may ask for identity, income and bank information. Prepare the documents the provider actually requests, but first confirm th...

Short-term vs monthly instalment loans in South Africa

A short-term loan and a monthly-instalment loan solve different timing problems. The loan amount alone cannot show which is affordable. Consider wh...

How to check a loan company in South Africa

Before you apply for a loan online in South Africa, check which business will receive your details and which registered credit provider will appear...

Loans for bad credit in South Africa: what to check

Looking for loans for bad credit in South Africa? A poor credit record does not tell you what any lender will offer today, and no comparison page c...

Credit-life insurance and the cost of a South African loan

Credit-life insurance may be part of a South African credit agreement. It can cover specified events that affect a borrower’s ability to repay, but...

What to do if a loan repayment is unaffordable

If a South African loan repayment no longer fits your budget, contact the credit provider as soon as possible and ask for the options in writing. R...

No credit check loans in South Africa: what to verify

A “no credit check loan” advert in South Africa does not tell you whether a registered credit provider will review your credit record, income or de...

Can you get a loan under debt review in South Africa?

Can you get a new loan while under debt review in South Africa? The National Credit Regulator (NCR) says consumers cannot apply for or be granted n...

Is LendPlus legit in South Africa? What to check before applying

If you are asking whether LendPlus is legit in South Africa, check the business and your actual loan offer before deciding. Finpanda has not indepe...

Is PrimeLoans legit in South Africa? What to check before applying

Is PrimeLoans legit? A brand name or loan advert is not enough to answer that for your individual application. Finpanda has not carried out an inde...