South Africa loan guides

How to compare the total cost of a South African loan

Two loans with the same headline amount can cost different amounts to repay. The useful comparison is the cash you actually receive, every fee and ...

Online loan application checklist for South Africa

An online application may ask for identity, income and bank information. Prepare the documents the provider actually requests, but first confirm th...

Short-term vs monthly instalment loans in South Africa

A short-term loan and a monthly-instalment loan solve different timing problems. The loan amount alone cannot show which is affordable. Consider wh...