South Africa loan guides

Provider review

Jabulani Money review in South Africa: costs and key checks

Jabulani Money review for South Africa: check the stated provider, affordability process, login domain, costs and privacy before an application.

Review · Finpanda offer paused

FASTA review in South Africa: costs and key checks

FASTA review for South Africa: understand cash, card and retail credit differences, fees and insurance. Its Finpanda offer is paused; compare your own quote.

Provider review

CreditBar review in South Africa: costs and key checks

CreditBar review for South Africa: compare its conflicting published term ranges, application requirements and NCR identity checks before relying on a loan quote.

Provider review

PrimeLoans review in South Africa: costs and key checks

PrimeLoans review for South Africa: verify Prime Loans Technology, application documents, DebiCheck and the full written repayment quote.

Provider review

LendPlus review in South Africa: costs and key checks

LendPlus review for South Africa: verify the legal provider, documents, DebiCheck mandate and full repayment quote before applying on lendplus.co.za.

Borrowing guide

Can you get a loan under debt review in South Africa?

The NCR says new credit is unavailable during debt counselling. Learn what a clearance certificate means and where to seek help.

Borrowing guide

No credit check loans in South Africa: what to verify

What a no-credit-check advert does and does not tell you. Check affordability, lender identity, the quotation and scam warning signs.

Borrowing guide

What to do if a loan repayment is unaffordable

Practical steps if a South African loan payment is unaffordable: contact the lender, review cover and check registered debt counselling.

Borrowing guide

Credit-life insurance and the cost of a South African loan

See how credit-life insurance can affect a South African loan quotation and what to compare before accepting cover.

Borrowing guide

Loans for bad credit in South Africa: what to check

A poor credit record does not guarantee refusal or approval. Check your report, affordability, lender terms and no-credit-check claims.

Borrowing guide

How to check a loan company in South Africa

Use the NCR register, match the legal provider to the application site and spot upfront-fee loan scams before sharing your details.

Explanatory infographic · values and scope inside the guide

Borrowing guide

Short-term vs monthly instalment loans in South Africa

Compare CreditBar’s published day-based term with FASTA’s monthly instalments and check the full quote.

Borrowing guide

Online loan application checklist for South Africa

Check provider identity, documents, affordability and quotation terms before submitting an online loan application.

Explanatory infographic · values and scope inside the guide

Borrowing guide

How to compare the total cost of a South African loan

Compare the amount received, fees, due dates and total repayable on a South African loan quotation.