Find the right place to start

Explore a bank-backed product, a mobile loan service or the provider directory. Compare the money you receive, every fee and the total due before applying.

Advertising disclosure: The loan offer shown below is from our partner LendPlus. Bank profiles in the directory are editorial references. The lender decides eligibility and final terms.

Loans

LendPlus is an advertising partner. Check its current loan amount, rate basis, fees and total repayment in the written offer before applying. Listing order is not a verified ranking.

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Max. ammount: Check current offer
LendPlus Apply for a Loan
Max. ammount: Check current offer
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Questions about loans in Kenya

Who decides whether I can get a loan?
The bank or digital lender checks eligibility and gives the final offer. Finpanda does not approve loans.
How can I compare two loan offers?
Use the same amount and repayment period. Compare the amount received, every fee, total repayment and late-payment terms.
Are all providers on Finpanda advertising partners?
No. LendPlus is our advertising partner in Kenya. Bank profiles in the directory are editorial references.
Where can I check a Kenyan lender?
Use the CBK digital credit directory for digital lenders and the bank directory for banks. Confirm the legal name and current terms.

How to compare a loan in Kenya

Finpanda is a comparison publisher. We show a LendPlus advertising partner offer and editorial information about other providers. We do not set personal loan terms or decide approval. Check the lender's written offer before you borrow.

Start with the amount you need to receive and the date you can repay. Then compare the fee, the total amount due and what happens if payment is late. A quick application is useful only when the repayment fits your budget.

Choose a borrowing channel

M-PESA loans can be accessed through specific bank-backed services. Bank loans may have different account and income requirements. Loan apps should be checked against the legal lender and its terms. Our provider directory labels advertising partners separately from editorial profiles.

For banks, check the Central Bank of Kenya bank directory. For digital credit providers, check the CBK digital credit directory. Product terms can change; verify directly with the provider.