Loan providers and banks in Kenya
Research the provider, compare the full repayment cost, then choose the official application channel. LendPlus is our advertising partner; the other profiles are independent guides.
Each profile explains the product channel, where to check the provider's own terms and what to compare before borrowing. The app profiles below are editorial unless marked otherwise. A link labelled “LendPlus alternative” leads to our advertising partner, not to the provider named on that profile.
Check the provider's current amount, fees, repayment date and total due in its written offer. Finpanda may earn from an application.
Banks and bank apps
These profiles describe different account and mobile loan channels. They are not paid bank placements.
Branch Kenya
Independent Branch Kenya guide: check the microfinance bank, app permissions, written loan offer and total repayment.
Read provider guide → INDEPENDENT GUIDECo-operative Bank Kenya
Independent Co-op Bank guide to personal, mobile, salary and business borrowing channels, with official sources and cost checks.
Read provider guide → INDEPENDENT GUIDEEquity Bank Kenya
Equity Eazzy Loan is a digital loan channel for eligible Equity customers. Check account requirements and the current tariff before applying.
Read provider guide → INDEPENDENT GUIDEKCB Bank Kenya
KCB M-PESA is a bank-backed loan service for eligible M-PESA customers. Check your current limit, fee and repayment date with KCB.
Read provider guide → INDEPENDENT GUIDENCBA Bank Kenya
NCBA describes M-Shwari as a mobile savings and loan product for eligible M-PESA customers. Check the current offer and repayment terms.
Read provider guide → INDEPENDENT GUIDETimiza by Absa
Independent guide to Absa Timiza: official access, eligibility checks, fees to compare and a clearly labelled different-lender alternative.
Read provider guide →Personal loan apps
Check the legal lender, how the app assesses eligibility, and the cost shown before you accept an offer.
Daviva Kenya
Daviva is operated by Pesakuu Credit Limited. Finpanda’s Daviva partnership is paused; check the official site and current written loan cost.
Read provider guide → INDEPENDENT GUIDETala Kenya
Independent Tala Kenya guide: verify Inventure Mobile, use the official app, and compare fees and total repayment before borrowing.
Read provider guide → INDEPENDENT GUIDEZenka Kenya
Independent Zenka Kenya guide: check the legal lender, app, risk-based charge and total repayment in your current offer.
Read provider guide →Explore bank loans, M-PESA loans and loan apps. Use the lender-check guide to match a brand to its legal lender. Finpanda does not set loan terms or decide approval.