KCB Bank Kenya
KCB M-PESA is a bank-backed loan service for eligible M-PESA customers. Check your current limit, fee and repayment date with KCB.
Read provider profile →How this list works: These bank profiles are editorial, and their order is alphabetical. Finpanda also has a separate LendPlus advertising partner; it is not presented as a bank or an M-PESA product.
Bank-backed M-PESA services
NCBA Bank Kenya
NCBA describes M-Shwari as a mobile savings and loan product for eligible M-PESA customers. Check the current offer and repayment terms.
Read provider profile →Compare before you borrow
- Check the lender and the exact product on its official site or app.
- Write down the amount you actually receive, every fee, the due date and total repayment.
- Check eligibility and whether late payment changes the cost or affects your credit record.
- Keep a copy of the offer and repayment instructions before accepting.
KCB says KCB M-PESA is offered to Safaricom M-PESA customers; NCBA describes M-Shwari as an M-PESA banking product. Access and limits depend on the provider's checks.
Questions borrowers ask
Does Finpanda decide who gets a loan?
No. The bank or lender checks eligibility, sets an individual limit and gives the final offer.
Are all providers here Finpanda partners?
No. The bank profiles on this page are editorial references. LendPlus is our advertising partner and is identified separately.
How do I compare two offers?
Use the same borrowing amount and repayment date. Compare the amount received, total fees and total you must repay, then read late-payment terms.
Sources: Central Bank of Kenya bank directory, KCB M-PESA product page, NCBA personal loans, Equity Eazzy Loan. Checked 25 September 2026; confirm current terms with the provider.