Unacash

Are you in dire need of cash? Borrowing online is one of the quickest ways to get a loan if you are stuck. Online loans have become popular in recent years because of the fast, convenient, and simple processes required to secure a loan. Many online loan sites and apps promise fast, secure loans, but most are fraudulent and could end up putting you in more debt or stealing your information. If you want to get a loan online from a legit app, then consider Unacash.

What is Unacash, you may ask? This article will tell you all you need to know about Unacash and why it is the best loan app in the Philippines.

What is Unacash?

Unacash is a unique loan application that lets you borrow money quickly and securely without setting foot in a bank.

On the Unacash app, you can get instant loans without going through the cumbersome and tedious process of getting a loan like in traditional banks. You are good to go as long as you have a smartphone and steady internet. You can apply for a loan anywhere, even from the comfort of your home or office.

Unacash provides a loan limit of up to 50,000 php and a minimum of 1000 php within minutes, depending on your credit scores. Unlike other loan application apps, Unacash offers a flexible payment schedule and low-interest rates of 0-16%. If you are running low on cash and need a quick fix, Unacash is your best option.

What’s more, Unacash has a unique credit line with which you can buy products from their partner stores and pay later; you can also withdraw the credits as cash from their partner banks and outlets.

What are the requirements?

To apply for a loan on the Unacash app, you need to be:

1. 18 years old and above: Anyone below the age of 18 does not qualify for a loan because until you turn 18, you are considered a minor under Philippine law, and you cannot enter into a legally binding agreement with a lender.
2. A Filipino citizen: Unacash is only available in the Philippines, so you must provide an identification card (I.D.) or any other relevant documents that prove you are a Filipino citizen before you are approved for a loan. This is because only Filipino citizens are eligible to apply for a loan at Unacash. Before applying for a loan, ensure you have the required I.D. for a more straightforward application process.

1. Have a valid email address: Registering on the Unacash app is easy and hassle-free; however, you need to provide a valid email address during the registration process to help confirm your identity. Your email address is also essential for receiving notifications from Unacash. You can also use your email address to email Unacash customer care if you need to reloan or are experiencing any problems.

1. Have a valid phone number: Same as an email address, a phone number is required during the registration process on the Unacash app for confirmation of identity and communication purposes.

How Unacash works

Unacash works by offering fast loans to its customers on mobile phones at affordable interest rates. 

Applying for a loan on the Unacash app is an easy, quick step that does require you to leave the comfort of your home. Below are three quick steps for applying for a loan in the Unacash app

• Fill in your details

After downloading the Unacash app from the play store, you can open the app and register using your valid personal information, including name, email, date of birth, place of birth, nationality, gender, and source of funds.

• Select loan terms

Once you have filled in your personal information, you can select the loan terms. Unacash determines your credit limit and how you can repay your requested loan. You can either choose to repay once or in installments within 1-6 months. 

• Wait for approval

The verification process usually takes less than 24 hours. Once you are fully verified, your loan is approved. Loan approval can take as little as five minutes.

How to repay loan at Unacash?

If you are wondering how to repay your loan. Here is the answer:  You can pay through Gcash and online bank transfers in the Unacash app. Alternatively, you can also pay offline in the following stores:

• 7-11.
• Bayad Centre.
• Cebuana.
• M Lhuillier.
• The S.M. Store.

Customer Service

If you are experiencing problems with Unacash or have any queries about the app, you can reach them through their official customer care email at care@Unacash.com.ph. The Unacash customer representatives are always alert 24/7 and ready to respond within minutes of receiving your complaints.

Customer Reviews

Amelia Garcia: Excellent customer service. I needed help with my account, and I contacted customer care. I am glad they responded immediately, and I was able to sort out my issue within 24 hours.

Corazon Gomez: Unacash is the best app ever; this is the second time I am borrowing a loan, and so far, I don’t have any complaints about their service. 

Jacob Salvador: What I love most about this app are the fast loan approval and the low-interest rates. At first, I was hesitant about requesting a loan in the Unacash app because I thought it was a scam, but a friend of mine convinced me, and I borrowed a small amount. I can only say that this app is legit, and their service is fantastic. I am planning to borrow again soon.

Maja Reyes: I recommend this app to anyone who needs money urgently. This app has been a great help for me when I was stuck. Their interest rates are superb. I was able to repay the loan in installments.

Antonio Rosales: I was sceptical of this app; it sounded too good to be true until I tried it. I can now attest that this is simply one of the best money lending apps in the Philippines, and it deserves to get all the praise.

Conclusion

If you want to get an instant loan anytime, download the Unacash up on Play Store and fill in your details. Unacash approves loans in less than 24 hours. Moreover, the repayment terms are flexible, and the interest rates are affordable. It’s as easy as 123.