EastWest Bank

This is one of the most popular banks in the Philippines and ranked 10th for several years as it is one of the largest banking conglomerates in the country.

Its name is the result of combining the tradition, hospitality and quality of the Filipino people. Thanks to these sentiments and Western progressivism, the EastWest Bank was founded in the 90s.

History of the EastWest Bank

The bank was established in June, 1994 in the Philippines. EastWest bank was granted the official business license so that it could carry out various credit activities in the country, the first two branches were opened in Makati.

This bank stands out above its competitors for having superb customer service. 

The bank was one of the pioneers since it managed to introduce an online system to serve visitors. This has made it possible to quickly carry out several reforms in the bank so that all citizens can access an innovative modern platform.

Since 2004, this bank has received several national and international awards and currently has more than 129 offices throughout the country.

EastWest Bank branches and ATMs

EastWest Bank is one of the largest ones in the Philippines because it is easy to find a branch or an ATM. You can easily access their services.

One of the main headquarters is in Manila. Since 2016 the total number of ATMs has risen to the amount of 600, currently it continues to expand throughout the country.

Most branches offer customer service within their extended business hours, Monday through Friday from 9 a.m. to 5 p.m.

You can find a branch in the main cities of the country divided into districts or neighborhoods.

What are the documents needed to apply for a personal loan at EastWest Bank?

If you are thinking of obtaining a personal loan from this bank, you will simply have to provide the completed and signed personal loan application form in addition to a photocopy of a valid government issued photo ID.

Also if you are employed:

• You must attach a photocopy of your last payslip and tax return.
• A copy of your  last 3 months payslips, at least.
• Reference of a valid credit card or statement of your accounts.
• Original copy of your Employment Certificate showing your salary and position.

If you are self-employed:

• You must send a photocopy of the last form and Tax Return and also your audited financial statements.
• A statement of the account or credit card that exists.
• A Certificate of Registration with the DTI and SEC.
• As well as providing proof of billing for further verification.

What are the payment methods of EastWest Bank?

Issue post dated checks prior to the release of your loan statements.

What are the eligibility requirements to access a personal loan at EastWest Bank?

Among the minimum requirements requested by the financial institution, you must be at least 21 years old, be a Filipino citizen and have a minimum monthly income.

Advantages of EastWest Bank

The advantages of requesting a personal loan through this financial institution are the following:

• It offers a wide range of financial services and products to its customers.
• Personal loans can be accessed by meeting certain minimum requirements.
• It has branches and ATMs in the main cities of the Philippines.
• The interest rates of personal loans are lower than with other banking entities.
• You can access personalized offers based on your credit profile.

Opinions on the East West Bank

Consumers and clients of this bank are quite satisfied with the services that the bank offers. It has a fairly modern interface and a very innovative platform can be accessed through the Internet. It is simple to carry out the main financial operations.

In addition, in case of requesting a personal loan, a manager will attend to you in a personalized way to offer you the information you need so that they can approve your loan request immediately.

Customer Service

If you want to contact the bank, you just have to go to their website where you can find the necessary information to enquire about your personal loan offer or open a checking account with them.

If you have any questions, you can also go to one of the branches in person.