Cashxpress 

At a specific moment in your life you may need funds urgently to help you cover any type of need. If you need the money and you can't ask your family or friends for it, and you don't have savings in your bank account... then a Cashxpress online loan may be the perfect solution for you.

The Cashxpress company offers online loans ranging from 1,000 to 20,000 PHP. The requirements are minimal, the interest rates are very low. In addition, the disbursement of money is very fast.

You can apply for your loan immediately right now!

What is Cashpress?

This company operates throughout South East Asia and is known as Cashxpress South East Asia Lending INC. It has been operating in this region since 2019 and is certified by the SEC in order to operate legally in the Philippines.

Currently, the company has several locations in different countries and its main headquarters in the Philippines is located in Taguig.

Cashxpress has a fully automated review system, where the user only has to enter their personal data to be able to obtain a quick loan in less than 2 hours through an ATM or a bank account.

Is Cashxpress legal?

This is an important question that every Filipino asks themself before applying for an online personal loan. The company has been certified by the SEC since 2019. It works under the law and has passed all the necessary inspections of the supervisory authority. You can fully trust this company.

Now you can access your fast personal loan, it’s completely safe and secure!

Advantages of Cashxpress

If you are going to request money through this financial institution, they can offer you the following benefits:

• The procedure is quite simple and you only need a valid identity document to be able to complete the online application.
• If the request has been approved, in less than 24 hours the money will be disbursed into your bank account or on your credit card.
• No collateral is required to qualify for a loan offer.
• The information offered on the loans on its website is quite transparent.
• This company has a high loan approval ratio.
• The payment method is quite flexible.

Disadvantages of Cashxpress

Although the company offers more advantages than disadvantages, the most notable limitation of borrowing money online through this company is that you can only access up to 20,000 PHP, which must be repaid within a maximum of 90 days.

Cashxpress loan conditions

When you want to apply for an online loan through Cashxpress, you really need to take into account the following requirements:

• You must be at least 21 years old and no more than 50 years old.
• You must be a Filipino citizen and legally reside in the country.
• In addition, you must be self-employed or employed.

Requirements to obtain the cashxpress loan

To be able to take advantage of a loan with this financial institution, you must meet the following requirements:

• You must have an SSS number.
• If you are self-employed, you must have a DTI business permit.
• You must have a bank account or electronic wallet through paymaya or gcash so that you can receive the credit.
• Have contactable references, which can be through the Human Resources Department of your workplace, personal references from relatives of legal age or from clients if you are self-employed.

Cashxpress loan limits and periods

When requesting borrowed money in installments, you will only need a valid identification to be able to verify your identity with cashxpress.

You can get a loan that ranges from PHP 1,000 to PHP 20,000 maximum.

The loan repayment period ranges from 7 to 30 days.

Cashxpress loan interest rates

Cashxpress Philippines offers interest rates which are quite low when compared to other online loans available on the market. Cash Express has an interest rate that ranges from 1% to 2.3% per month.

How to request a loan through Cashxpress?

To request a loan in cash Express you must follow these steps:

• First, create your profile on the website and complete the application form.
• Then, you must verify your identity using a valid document.
• In a few minutes the financial institution will make a decision and you will be able to obtain your money once your loan has been approved.

How to repay a Cashxpress loan?

To be able to repay the loan with Cashxpress, you will simply have to do it in the manner indicated in your credit agreement.

Cashxpress is associated with multiple payment channels to facilitate payments to users.

If you have any kind of problem when paying your credit, you should contact customer services.

How to use the Cashxpress online credit simulator?

If you don't know how to use a credit simulator, this online tool can help you calculate the amount of money you are going to ask for and the approximate repayment period, where you will be informed of the interest rate that the financial institution will charge you. Now it’s time to receive your loan!

Cashpress customer services

The company offers its customer services through their email or by contacting them through their phone numbers. You can write an email to: care@unacash.com.ph or call the following: +632 7902-7390, +63 919-073-7629, +63 917-163-3690.

Cashxpress reviews

Users are quite happy with the service offered by cashxpress and, above all, consumers in the Philippines value the financial institution positively. They offer excellent service and are quite fast. With a few minimum requirements, anyone can access immediate credit through this company. 

Also, the interest rate is quite low compared to other companies operating in the Philippine market. Another point in favor of the company is that it is registered with the SEC and therefore operates legally in the country.