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You must be employed, living in any part of Sri Lanka and age should be between 21-60.

To apply for a loan, you only need two essential documents: your national ID card (NIC) or a Driver license and a working mobile phone number.

The first loan you borrow is interest-free, meaning you only need to repay the principal amount you borrowed as long as you meet the repayment deadline. Please note that this offer is applicable only to your initial loan and subsequent loans may have applicable interest charges.

  • E-mail help@ceyloan.lk
  • Phone-number 0114279800

Ceyloan

Ceyloan - Sri Lanka's Trusted Online Lending Platform. Ceyloan stands as your reliable online lending solution in Sri Lanka, committed to offering prompt assistance for those unforeseen financial challenges life may present. Our primary focus at Ceyloan is to prioritize customer satisfaction by simplifying the fund acquisition process, ensuring it is straightforward, fast, and convenient.

 

What is Ceyloan?

Effortless Fund Access! Experience the ease of obtaining financial support with Ceyloan. Apply for loans ranging from Rs. 5,000 to Rs. 80,000, with flexible repayment terms extending up to 30 days. Whether you're using a mobile device or a computer, our user-friendly platform guarantees a seamless experience from initiation to completion.

 

Rapid Approval - Recognizing the urgency associated with unexpected expenses, we have streamlined our approval process for swift responses. Within minutes of submitting your application, expect to receive a prompt reply, understanding that time is crucial in such situations.

 

Ceyloan - Terms and Conditions

At Ceyloan, they prioritize transparency and accessibility in their lending process. Prospective borrowers are encouraged to familiarize themselves with the terms and conditions before initiating a loan application.

 

Loan Details

Ceyloan's loan offerings range from Rs. 5,000 to Rs. 80,000, providing a versatile solution to various financial needs. The online loan is seamlessly transferred directly to the borrowers' bank accounts, offering convenience and efficiency. Borrowers can choose a loan period that suits their needs, ranging from a minimum of 1 day to a maximum of 120 days. Notably, Ceyloan does not require collateral or a guarantor for loan approval, simplifying the application process.

 

Eligibility Criteria

To qualify for a Ceyloan, applicants must be Sri Lankan citizens aged between 21 to 60 years old. Employment is a fundamental requirement for loan approval, ensuring a stable financial background.

 

Loan extension

Recognizing the unpredictability of life, Ceyloan provides the flexibility of extending the loan period. This feature allows borrowers to adapt to unforeseen circumstances and manage repayments more effectively.

 

Additional Requirements

To ensure a smooth application process, prospective borrowers must meet the following criteria:

 

  • Possess a valid National Identity Card (NIC).

  • Maintain an unlocked mobile phone number.

  • Provide a valid and accessible email address.

 

Ceyloan's commitment is to offer a reliable and streamlined online lending experience to their valued customers in Sri Lanka. By adhering to these terms and conditions, borrowers can confidently navigate their financial journey. Should there be any questions or a need for further clarification, Ceyloan's dedicated customer support team is ready to assist. Ceyloan is here to support borrowers in meeting their financial goals with confidence and ease.

 

Ramifications of Delayed or Non-Payment of a Loan

The borrower acknowledges the responsibility to cover any penalties incurred due to delayed payments. These penalties may be fixed amounts or calculated as a percentage of the outstanding debt. 

 

Moreover, in the event of overdue payments, additional interest may be imposed, thereby escalating the total debt. Failure to make timely payments can have detrimental effects on the borrower's credit history, potentially resulting in a decline in their credit score.

 

The company retains the right to initiate collection actions to recover the outstanding debt. This may involve contacting the borrower directly and, if deemed necessary, transferring the debt to third-party collection agencies.

 

Ceyloan: Advantages of Lending

Your first loan, up to 30,000 LKR, is entirely interest-free. This offer is displayed in the final step of your application process and applies if you repay the loan on time.

 

  • Discount opportunity: Ensure prompt repayment to benefit from an interest-free first loan. Open the door to potential discounts on future loans.

  • Ceyloan believes in transparency: Their terms and conditions are clear and accessible to all users.

  • Flexible loan options: They offer a wide range of loan amounts to suit various needs. Whether it's a small sum or a more substantial amount, we've got you covered.

  • Secure process: Rest assured that your personal information is handled with the utmost security and confidentiality.

 

Ceyloan: Contacts

 

For seamless communication and assistance, reach out to Ceyloan through the following channels:

 

  • Website: Visit their official website at ceyloan.lk.

  • E-mail: Feel free to contact them via email at support@ceyloan.lk.

  • Phone: Call them directly at 0114279800 for prompt support.

  • Applications Accepted: They accept loan applications 24/7, ensuring accessibility whenever you need financial assistance.

  • Contact Center Hours: Their dedicated contact center operates from 8:30 am to 5:30 pm, Monday to Friday, providing assistance during regular business hours.

  • Address: Visit us at 00800, Colombo 3, Simon Hewavitharana Road No.25, Sri Lanka.

 

Ceyloan is committed to maintaining open lines of communication to address your inquiries and provide support. Whether through our website, e-mail, or phone, our team is ready to assist you around the clock. For in-person visits, our office is conveniently located in Colombo 3. Contact Ceyloan today for reliable financial solutions.